I still don't know.
BUT... for a different example of abusive power, I DO have a suggestion.
I note that a lot of folks seem to be upset about the hubris exhibited by financial sector CEOs who are happy to take tax-payer $$$, but somewhat less-inclined to curb what to many of us seems a "heads I win, tails you lose" compensation system.
Here's a simple suggestion: If you've had it with BofA's & Citi's management taking YOUR tax-dollars but still raking in oodles of $$$ in executive compensation, and IF you have a savings or checking account with Citi or Bank of America, withdraw all your funds... TODAY! Get a cashier's check, and open an account with a local bank or credit union.
For you this has a couple of advantages:
1. It'll make you feel better. You've taken direct action against the offending bank to let 'em know that you're less-than-satisfied.I'm pretty sure this idea has some serious flaws... but I'll stick with it till someone enlightens me!
2. You'll be strengthening a LOCAL institution - your local bank or credit union - perhaps helping them remain solvent & lessening the chance that they'll be EATED by the feds.
3. If enough folks do it, who knows? - maybe it'll get the attention of the geniuses in charge.
Update & full-disclosure: my cash is in a credit union.