We're just 75% of the way through February!

Small Oregon bank becomes 14th bank to fail in `09

Fourteen so far this year - and it's only February!
Last year's total? 25.
Note: last year's total of 25 was, "more than in the previous five years combined."

Three possibilities: decreasing failure rate, constant failure rate, or increasing failure rate.
Having no crystal ball, I'll assume constant failure rate... and I'll generously assume next week sees no more bank failures. That'll come to 7 bank failures per month, for a 2009 total of 84!!!

Remember: this is W's fault!!! - no one else's.